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SEPA Payment Fees: How Much Does a Transfer Cost?

SEPA Payment Fees: How Much Does a Transfer Cost?

Updated over 6 months ago

SEPA Payment Fee

A standard fee may be charged for processing a SEPA payment, which consists of a fixed amount and a percentage of the total transfer amount. Our fee for sending SEPA payments is 3.5 USD plus 1.5% of the total payment amount, including the fixed fee. This means that if you send a larger amount, the percentage portion of the fee will increase proportionally.

How Does It Work?

Here’s an example of how the fee is calculated for a payment of 1,000 EUR, step by step:

  • Step 1: Conversion to USDT 1,000 EUR = 1,086.55 USDT (the exchange rate may vary on the payment date).

  • Step 2: Adding the fixed fee of 3.5 USDT:

    1,086.55 + 3.5 = 1,090.05 USDT.

  • Step 3: Calculating 1.5% and adding the fee to the total payment amount:

    +16.35 USDT

In total, 1,106.05 USDT will be debited from your account. So, you’ll pay a fee of 19.85 USDT.


Before processing the payment, we will confirm the total fee with you, allowing you to decide if the proposed terms are suitable.

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