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SEPA Payments: Simplicity and Efficiency in Euro Transfers

SEPA Payments: Simplicity and Efficiency in Euro Transfers

Updated over 6 months ago

What are SEPA Payments?

SEPA (Single Euro Payments Area) is a cashless payment system that facilitates euro transfers between bank accounts in European Union countries and some other countries under the same conditions.

Key Features of SEPA Payments:

  • Currency: Euro

  • Coverage Area: 36 countries, including all EU countries, Iceland, Liechtenstein, Norway, Switzerland, and others.

  • Purpose: Transfers between bank accounts both within one country and across SEPA countries.

  • Processing Time: Standard SEPA payments typically take 1 business day, although in some cases, the payment may take up to 3 business days to process.

  • Fee: 3.5 USD plus 1.5% of the total payment amount, including the fixed fee.


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